If you’ve already downloaded your aerial footage using FastVideoSave, the next step is protecting your drone business — especially when you need on-demand drone insurance for a single shoot. Same-day commercial flying, client gigs, and Part 107 operations often require 1-day liability coverage, and getting it fast is crucial.
This guide breaks down how 1-day policies work, how much they cost, and whether DJI Care Refresh is a replacement (spoiler: it’s not).
What Is 1-Day Drone Liability Insurance?
Drone liability insurance for 1 day gives pilots short-term coverage (usually 1–24 hours) that protects against:
- Third-party bodily injury
- Property damage
- Client location claims
- Venue requirements for proof of insurance
This is ideal for freelancers, real estate shooters, construction pilots, and creators who only need instant, on-demand drone insurance.
Who Needs 1-Day Drone Insurance?
You might need it if you:
- Fly commercially under Part 107
- Shoot for clients who request COI (certificate of insurance)
- Fly in high-risk areas (events, crowds, commercial properties)
- Want liability protection without paying annual premiums
- Want to protect yourself before filming content you will later download using tools like FastVideoSave
How Much Does 1-Day Drone Insurance Cost? (2025 Pricing)
Costs depend on location, risk, drone model, and liability limits.
| Coverage Type | Cost (1-Day Avg.) | Includes | Best For |
|---|---|---|---|
| $1M Liability | $10–$25/day | Property damage + injury | Real estate, events |
| $2M Liability | $20–$40/day | Higher-risk sites | Construction, mapping |
| $5M Liability | $45–$70/day | Corporate shoots | TV/Film crews |
Best Platforms for 1-Day Drone Liability Insurance
1. SkyWatch.ai
SkyWatch is the industry leader in on-demand policies.
Coverage Options: Hourly, daily, monthly
Why it’s great:
- Fast COI generation
- Flexible limits up to $10M
- Ideal for Part 107 pilots
2. Verifly
Known for simplicity and speed.
Coverage Options: On-demand, per-flight
Why it’s great:
- 60-second policy purchase
- Very beginner-friendly
- Transparent pricing
DJI Care Refresh vs Liability Insurance (Not the Same Thing)
Many pilots compare DJI Care Refresh vs insurance, but they serve different purposes.
| Feature | DJI Care Refresh | Liability Insurance |
|---|---|---|
| Covers Drone Damage | ✔ | ✘ |
| Covers Third-Party Damage | ✘ | ✔ |
| Required for Commercial Clients | ✘ | ✔ |
| Protects People/Property | ✘ | ✔ |
| Works for Accidents during Filming | Limited | ✔ |
Bottom Line:
DJI Care Refresh is a repair plan — not a legal protection or client-ready insurance.
How to Get 1-Day Drone Liability Insurance in 60 Seconds
Step-by-Step
- Open SkyWatch.ai or Verifly
- Enter flight location
- Select aircraft (DJI, Autel, FPV, etc.)
- Pick your liability limit ($1M–$5M)
- Choose duration → 1 Day
- View instant price
- Download COI and send to the client
- Begin your commercial operations legally
How to Buy a Policy in 60 Seconds
Part 107 Insurance Requirements
While the FAA does not require drone liability insurance, most:
- Clients
- Event organizers
- Real estate firms
- Construction sites
…do require it before you fly.
If you’re offering commercial services (mapping, video, real estate).
When Is 1-Day Insurance Better Than Annual Coverage?
Short-term is best when:
- You fly occasionally
- You have sudden one-off gigs
- You subcontract for agencies
- You operate in multiple states with different risks
Annual is better when:
- You fly weekly or daily
- You have ongoing retainer clients
- You want lower long-term cost
- You need stable coverage
Is 1-day drone liability insurance legal?
Yes. As long as it’s valid during your flight, it’s fully compliant with FAA operations.
Does DJI Care Refresh replace liability insurance?
No. It only covers drone damage — not third-party claims.
Do Part 107 pilots need insurance?
Not required by FAA, but strongly recommended and often required by clients.
How fast can I get a COI?
Most apps provide it instantly during purchase.
Conclusion
Whether you’re shooting real estate, events, or construction footage you later download using FastVideoSave, having 1-day drone liability insurance ensures you stay legally protected and client-ready. With tools like SkyWatch.ai and Verifly, you can get covered in under a minute and fly with confidence.